It has been proposed a financial services industry super-regulator take charge for the ultimate responsibility
for oversight of the United States financial system. Discuss advantages and drawbacks to such an approach and
give your opinion as to which of the existing entities (Federal Reserve, Federal Deposit Insurance Corporation,
Office of the Comptroller of the Currency) or a new entity should undertake this effort. Would a super-regulator of
the financial services industry be able to prevent future occurrences of financial malaise?

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